Privacy Policy

FARMERS STATE BANK OF CAMP POINT

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, means Farmers State Bank of Camp Point.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

• All of our consumer customers who have a continuing relationship with us, such as:

• Deposit account - Loan account - Credit card

• Safe deposit box

• Retail installment contract we hold and service

• Self-directed Individual Retirement Account where we act as custodian or trustee

• Financial, investment, or economic advisory services (for a fee)

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we received from you on applications or other forms

• Information about your transactions with us

• Information about your transactions with nonaffiliated third parties

• Information from a consumer reporting agency

JOINT MARKETING

We may disclose all of the information we collect as described above to companies that perform marketing services on behalf or to other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.

TYPES OF BUSINESSES

We may disclose information pursuant to joint marketing agreements to the following types of businesses.
- Financial Service Providers

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as permitted by law.

If there are any questions about this Privacy Notice, or a question about the privacy of customer information call Farmers State Bank of Camp Point at 217-593-7756 or write to us at Farmers State Bank of Camp Point, P.O. Box 20 , Camp Point, Illinois 62320.

  2008 Farmers State Bank of Camp Point
  Member | Equal Housing Lender